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Prepare for a financial Doomsday

Copied and starred from http://homesteadsurvival.blogspot.com/2012/09/prepare-for-financial-doomsday.html

Guest Post by Andy from Financial Gooru

Prepare for a financial Doomsday

Many of us are preparing for the end of times; because as we all know it it is a matter of when not if. While many of us out there are preparing for the complete collapse of the world as we know it not many of us are preparing for a Financial Doomsday which will probably happen sooner than nature going haywire on us. So how exactly do we prepare for a financial Doomsday/ Economic collapse.  Through intensive research I have found way that I think will help anyone survive and Economic/ Financial Doomsday.

Save Money
This one is a bit of a obvious one but I have to put it out there. A shockingly high number of American families are operating without any kind of financial cushion whatsoever.
-According to a Harris Interactive survey taken in 2010, 77 percent of all Americans are living paycheck to paycheck.
-According to one recent survey, one out of every three Americans would not be able to make a mortgage or rent payment next month if they suddenly lost their current job.
This is one reason why so many Americans have lost their homes and why so many Americans have fallen below the poverty level in recent years.  They simply had no cushion.
Last year, 2.6 million more Americans dropped into poverty.  That was the largest increase that we have seen since the U.S. government began keeping statistics on this back in 1959.
Don’t let this happen to you.  At a minimum, everyone out there should have a cushion that will cover at least 6 months worth of expenses.  Preferably, you should have a cushion that will last you at least a year or longer. I know that sounds like a lot but trust me you will love having this around in case something does happen to you and your family.
The easiest way I found to do this is I used to buy a cup of coffee from Quick Trip every morning, it would cost me with tax 2.02 (it was their medium size I think if I remember correctly.). Then one day I really got to thinking how much could I save if I stopped drinking coffee well at least buying it from QT every morning. So I did simple math 2.02×7 is $14.14 a week or $56.56 a month about $678.72 a year! And that was just a cup of coffee I of course cut out eating out, junk food for the most part and I am now saving well over $200 a month and putting all of that into savings. That is just one example of how I did it. I am sure there are many ways out there of saving money I have probably not even thought up of yet and I am talking about small things not drastic. Not to mention the cut of junk food has made me happier and healthier.
Investments
 Now I want to be clear with this. This is not your typical investment that I am about to talk about. But rather one more suited towards the fall of an economy and essentially the dollar. The most obvious investment you can make is to buy gold and silver. I think every person in this country is doing that at this point. While that will hold value and its all and good, you can not eat gold and silver. At one point people will want food rather than gold. So a gold and silver investment while good should not be the only investment.
Once the economy fails and everyone is running around trying to figure out what to do and items and resources become scares, everything will start becoming more localized and we will probably move back to a barter system. With that said it will be good to prepare for a barter type of system just in case it ends of that way and even if it doesn’t it will not harm you in any way. Here is what I think you will need in a barter type of system.
1. Water, The single most important item any one person can have. Drinkable water is important to life. While I would stock up a lot on this you can also invest in rain catching gear, water purifying system and other things to make undrinkable water drinkable.
2. Salt, stock up on this and start now. This one little thing that people take for granted everyday will be essential to your survival and a good thing to have in a barter system. Salt is one of the most important thing a person can have in their stock pile period. It is essential for the human body, it makes food yummy, and it can preserve food as well.
3. Spices, you think they are expensive now wait until the economy fails and governments go bankrupt and so do major companies. This one comity that people take for granted will be super rare and expensive. However, most spices and herbs can be grown almost anywhere with a little bit of knowledge.  A good website I found about some spices you can grow are http://ideas.thenest.com/dinner-recipes/cooking-advice/slideshows/easy-spices-to-grow.aspx?page=5  and http://www.tropicalpermaculture.com/growing-herbs.html these are two very good sites to get you started.
4. Live stock, food is one of those thing you have to have. While you can hunt if you do not have live stock which is a good way to get meat and other foods live stock is more beneficial. It is there when you need it you don’t have to go out and find it hopefully, you can trade it for other animals goods or services, and depending on the animal it will have many uses.
5. Other currency, while it is good to have food water etc it is also a good idea to have some form of other currency available in case you can some how assuming things are not that bad go to another country or that their currency is not completely useless. This is something I would keep around, because I do not like to assume anything like all currency will be useless and you will be trapped in this country. You just never know what life will throw at you and where you might find yourself. Therefore, I think that having some other currency like Euros, Yen, and the Australian dollar to name a few might be useful.
6. Land, I believe that land is one of those things that over time will increase in value even more so than gold. Because scientist have found a way to make artificial gold believe it or not, but they have yet to find a way without lasing our water supply it will grow in value tremendously. Not to mention land is very useful to have because you can grow food on it have life stock and the uses for land are almost limitless. Not to mention if the land has  a natural aquifer.
Like I said not your normal investment portfolio. I could spend so much more time on this but these are the 6 things I think will help you if an economy collapses.
Pay off any debt
Now this one may be a bit tricky to do since many people are having trouble meeting ends meet. But by all means try to pay off any and all debts you may have. I am going to take a guess that banks will want money owed to them if the economy starts failing to keep themselves afloat. Just because the economy fails doesn’t mean our money will be worthless. The great depression is a perfect example of that. Money was not all that worthless still had value just not as much as it does now.  This one again may be hard but I know from personal experience but it has to be done. Many things can happen if the American economy can fail don’t be caught off guard pay off any dept you may have.  I will have a completely separate blog post about this coming up soon. As I have said I was in that boat I have searched for solutions and I have found it through trial and error. I have given the advice to my friends and it worked great for them. So I will dedicate a whole blog post just to that.
Learn a Skill
Learning a skill is good even if the economy is still going strong. But a  carpenter, welder, handyman can be worth their own weight in gold. Knowing how to build and work with your hands will be skills that if the economy goes you can use to barter with. It can be almost any skill just learn one or a trade and master it. I would say master one than have 1000 that you barely know what you are doing.
These are some of things I would recommend. There is so much when it comes to this that I could make this blog post endless, yet I do have to end it at some point. Just remember what can go wrong will go wrong. Do not assume anything prepare for everything. It cant hurt to be ready it can only hurt not to be ready. As we have seen time and time again it is a matter of when not if. If you have any ideas or comments please feel free to post them and let me know how I did or if I missed something important.

http://financialgooru.blogspot.com/

 

American Hero Indiana Governor Signs Bill Allowing Citizens To Use Deadly Force Against Police Officers Into Law

With our Worlds history you will see Tyrannical Governments oppressing people!  If more Governors would think like this, America would truly be a free Nation not a slave 1984 police state!

Republican Governor Mitch Daniels has signed Senate Enrolled Act 1 into law in Indiana. The new law allows citizens to use deadly force against police officers they think are illegally entering their homes. Earlier this month, Addicting Info reported  that the bill had passed the Senate. Republicans say the bill is designed to keep police safe, but Democrats say the bill will lead to the wanton killing ofpolice officers.

 “Those who would give up Essential Liberty to purchase a little Temporary Safety, deserve neither Liberty nor Safety.” Benjamin Franklin (sometimes Thomas Jefferson)

 “When the people fear their government, there is tyranny; when the government fears the people, there is liberty.” Thomas Jefferson

“The strongest reason for the people to retain the right to keep and bear arms is, as a last resort, to protect themselves against tyranny in government.” Thomas Jefferson  

“Laws that forbid the carrying of arms…disarm only those who are neither inclined nor determined to commit crimes… Such laws make things worse for the assaulted and better for the assailants; they serve rather to encourage than to prevent homicides, for an unarmed man may be attacked with greater confidence than an armed man.” (Quoting Cesare Beccaria)

“The beauty of the Second Amendment is that it will not be needed until they try to take it.” Thomas Jefferson

“I am not a friend to a very energetic government. It is always oppressive. I have sworn on the altar of God eternal hostility against every form of tyranny over the mind of man.” Timid men prefer the calm of despotism to the tempestuous sea of liberty.” Thomas Jefferson

Thomas Jefferson Quotes, to me this seems to make the most sense of why this Law is a good Idea.  But as you will see in the story that I found on my facebook page disagree’s with our founding fathers Wise men who truly understood Freedom and Liberty!

“In a state of tranquillity, wealth, and luxury, our descendants would forget the arts of war* and the noble activity and zeal which made their ancestors invincible. Every art of corruption would be employed to loosen the bond of union which renders our resistance formidable. When the spirit of liberty, which now animates our hearts and gives success to our arms*, is extinct, our numbers will accelerate our ruin and render us easier victims to tyranny.  If ye love wealth better than liberty, the tranquillity of servitude than the animating contest of freedom—go from us in peace. We ask not your counsels or arms. Crouch down and lick the hands which feed you. May your chains sit lightly upon you, and may posterity forget that ye were our countrymen!”
Note that Adams and the Founding Fathers believed they were engaged in a defensive war against tyranny.

 

Indiana Governor Signs Bill Allowing Citizens To Use Deadly Force Against Police Officers Into Law

March 23, 2012

By 

Republican Governor Mitch Daniels has signed Senate Enrolled Act 1 into law in Indiana. The new law allows citizens to use deadly force against police officers they think are illegally entering their homes. Earlier this month, Addicting Info reported  that the bill had passed the Senate. Republicans say the bill is designed to keep police safe, but Democrats say the bill will lead to the wanton killing ofpolice officers.

Rep. Craig Fry, a Democrat, says the bill “is going to cause people to die and it’s too late after somebody dies for a jury to sort it out. Somebody’s going to die, whether it’s a police officer or an individual who thinks a police officer is entering their home unlawfully. People are going to die.”

Fry’s colleague, Democratic Rep. Linda Lawson, a former police captain, says the bill would create an “open season on law enforcement,” and it is opposed by “1,250 state police officers and 14,000 men and women in blue, brown and green.”

The new law reverses a state Supreme Court ruling that homeowners do not have the right to use force against law enforcement officials who they believe are illegally entering their homes. According to the Evansville Courier Press, an Evansville resident fought a police officer who followed him into his house during a domestic dispute call. “The state Supreme Court found that officers sometimes enter homes without warrants for reasons protected by the law, such as pursuing suspects or preventing the destruction of evidence. In these situations, we find it unwise to allow a homeowner to adjudge the legality of police conduct in the heat of the moment,” the court said. “As we decline to recognize a right to resist unlawful police entry into a home, we decline to recognize a right to batter a police officer as a part of that resistance.”

While announcing his decision to sign the bill into law, Governor Daniels tried to claim that the law doesn’t declare an open season on police officers.

“Today is an important day to say: Indiana’s outstanding law enforcement officers put their lives on the line every day to protect all Hoosiers. The right thing to do is cooperate with them in every way possible. This law is not an invitation to use violence or force against law enforcement officers. In fact, it restricts when an individual can use force, specifically deadly force, on an officer, so don’t try anything. Chances are overwhelming you will be breaking the law and wind up in far worse trouble as a result.”

But Governor Daniels is merely attempting to put political spin on a bad bill. Indeed, Daniels admits that he nearly vetoed it precisely because the bill could be grossly misinterpreted and could lead to killings of police and citizens. This law is basically a loophole for citizens to kill police officers and claim self-defense. There are many people out there who think no police officers have the right to enter homes or property, even if there is a warrant.

As the state Supreme Court said, sometimes police officers have to enter homes to prevent the destruction of evidence or to prevent someone from grabbing a weapon in their home to use against police or someone else. Sometimes police must pursue suspects in their homes. But this bill reverses that ruling and gives those suspects the legal authority to slay police officers. It’s the equivalent of Florida’s ‘Stand Your Ground’ law that led to the killing of Trayvon Martin. In that incident, George Zimmerman believed he had the legal right to gun down a kid for walking through the neighborhood simply for being a young African American male strolling around the community at night. Zimmerman, believing the innocent boy to be a threat, followed him and then shot him to death. Because of the Florida law, Zimmerman remains a free man because he can claim self-defense. This Indiana law will allow people to do the same thing to police officers on their property and in their homes. It makes the already dangerous job of law enforcement even more dangerous and will ultimately lead to the legal murder of police officers who are just trying to do their job.

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