Tag: advice

Get Prepared Doomsday is just around the corner.

 

Prepare for a financial Doomsday

Copied and starred from http://homesteadsurvival.blogspot.com/2012/09/prepare-for-financial-doomsday.html

Guest Post by Andy from Financial Gooru

Prepare for a financial Doomsday

Many of us are preparing for the end of times; because as we all know it it is a matter of when not if. While many of us out there are preparing for the complete collapse of the world as we know it not many of us are preparing for a Financial Doomsday which will probably happen sooner than nature going haywire on us. So how exactly do we prepare for a financial Doomsday/ Economic collapse.  Through intensive research I have found way that I think will help anyone survive and Economic/ Financial Doomsday.

Save Money
This one is a bit of a obvious one but I have to put it out there. A shockingly high number of American families are operating without any kind of financial cushion whatsoever.
-According to a Harris Interactive survey taken in 2010, 77 percent of all Americans are living paycheck to paycheck.
-According to one recent survey, one out of every three Americans would not be able to make a mortgage or rent payment next month if they suddenly lost their current job.
This is one reason why so many Americans have lost their homes and why so many Americans have fallen below the poverty level in recent years.  They simply had no cushion.
Last year, 2.6 million more Americans dropped into poverty.  That was the largest increase that we have seen since the U.S. government began keeping statistics on this back in 1959.
Don’t let this happen to you.  At a minimum, everyone out there should have a cushion that will cover at least 6 months worth of expenses.  Preferably, you should have a cushion that will last you at least a year or longer. I know that sounds like a lot but trust me you will love having this around in case something does happen to you and your family.
The easiest way I found to do this is I used to buy a cup of coffee from Quick Trip every morning, it would cost me with tax 2.02 (it was their medium size I think if I remember correctly.). Then one day I really got to thinking how much could I save if I stopped drinking coffee well at least buying it from QT every morning. So I did simple math 2.02×7 is $14.14 a week or $56.56 a month about $678.72 a year! And that was just a cup of coffee I of course cut out eating out, junk food for the most part and I am now saving well over $200 a month and putting all of that into savings. That is just one example of how I did it. I am sure there are many ways out there of saving money I have probably not even thought up of yet and I am talking about small things not drastic. Not to mention the cut of junk food has made me happier and healthier.
Investments
 Now I want to be clear with this. This is not your typical investment that I am about to talk about. But rather one more suited towards the fall of an economy and essentially the dollar. The most obvious investment you can make is to buy gold and silver. I think every person in this country is doing that at this point. While that will hold value and its all and good, you can not eat gold and silver. At one point people will want food rather than gold. So a gold and silver investment while good should not be the only investment.
Once the economy fails and everyone is running around trying to figure out what to do and items and resources become scares, everything will start becoming more localized and we will probably move back to a barter system. With that said it will be good to prepare for a barter type of system just in case it ends of that way and even if it doesn’t it will not harm you in any way. Here is what I think you will need in a barter type of system.
1. Water, The single most important item any one person can have. Drinkable water is important to life. While I would stock up a lot on this you can also invest in rain catching gear, water purifying system and other things to make undrinkable water drinkable.
2. Salt, stock up on this and start now. This one little thing that people take for granted everyday will be essential to your survival and a good thing to have in a barter system. Salt is one of the most important thing a person can have in their stock pile period. It is essential for the human body, it makes food yummy, and it can preserve food as well.
3. Spices, you think they are expensive now wait until the economy fails and governments go bankrupt and so do major companies. This one comity that people take for granted will be super rare and expensive. However, most spices and herbs can be grown almost anywhere with a little bit of knowledge.  A good website I found about some spices you can grow are http://ideas.thenest.com/dinner-recipes/cooking-advice/slideshows/easy-spices-to-grow.aspx?page=5  and http://www.tropicalpermaculture.com/growing-herbs.html these are two very good sites to get you started.
4. Live stock, food is one of those thing you have to have. While you can hunt if you do not have live stock which is a good way to get meat and other foods live stock is more beneficial. It is there when you need it you don’t have to go out and find it hopefully, you can trade it for other animals goods or services, and depending on the animal it will have many uses.
5. Other currency, while it is good to have food water etc it is also a good idea to have some form of other currency available in case you can some how assuming things are not that bad go to another country or that their currency is not completely useless. This is something I would keep around, because I do not like to assume anything like all currency will be useless and you will be trapped in this country. You just never know what life will throw at you and where you might find yourself. Therefore, I think that having some other currency like Euros, Yen, and the Australian dollar to name a few might be useful.
6. Land, I believe that land is one of those things that over time will increase in value even more so than gold. Because scientist have found a way to make artificial gold believe it or not, but they have yet to find a way without lasing our water supply it will grow in value tremendously. Not to mention land is very useful to have because you can grow food on it have life stock and the uses for land are almost limitless. Not to mention if the land has  a natural aquifer.
Like I said not your normal investment portfolio. I could spend so much more time on this but these are the 6 things I think will help you if an economy collapses.
Pay off any debt
Now this one may be a bit tricky to do since many people are having trouble meeting ends meet. But by all means try to pay off any and all debts you may have. I am going to take a guess that banks will want money owed to them if the economy starts failing to keep themselves afloat. Just because the economy fails doesn’t mean our money will be worthless. The great depression is a perfect example of that. Money was not all that worthless still had value just not as much as it does now.  This one again may be hard but I know from personal experience but it has to be done. Many things can happen if the American economy can fail don’t be caught off guard pay off any dept you may have.  I will have a completely separate blog post about this coming up soon. As I have said I was in that boat I have searched for solutions and I have found it through trial and error. I have given the advice to my friends and it worked great for them. So I will dedicate a whole blog post just to that.
Learn a Skill
Learning a skill is good even if the economy is still going strong. But a  carpenter, welder, handyman can be worth their own weight in gold. Knowing how to build and work with your hands will be skills that if the economy goes you can use to barter with. It can be almost any skill just learn one or a trade and master it. I would say master one than have 1000 that you barely know what you are doing.
These are some of things I would recommend. There is so much when it comes to this that I could make this blog post endless, yet I do have to end it at some point. Just remember what can go wrong will go wrong. Do not assume anything prepare for everything. It cant hurt to be ready it can only hurt not to be ready. As we have seen time and time again it is a matter of when not if. If you have any ideas or comments please feel free to post them and let me know how I did or if I missed something important.

http://financialgooru.blogspot.com/

 

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Ron Paul Scares the GOP and 4 Reasons He Might Still Get the 2012 Republican Nomination

Why the GOP Is Scared of Ron Paul and 4 Reasons He Might Still Get the 2012 Republican Nomination

Posted: 08/21/2012 3:55 pm
Wait, isn’t Dr. Ron Paul out of the presidential race? Isn’t it all tied up nicely in a bow with the Romney/Ryan ticket?

No.

Why would the GOP be scared of Ron Paul but end up nominating him?

I’ll explain.

Romney and the GOP have demonstrated both poor judgment and poor sportsmanship that might cost them by damaging Romney’s electability among the Ron Paul supporters thus leading to a splitting of votes, which in turn, could cost the GOP the entire election.

Dr. Ron Paul is still in the race for president and is a strong contender for the 2012 GOP nomination.

To be on the GOP ballot Aug. 27, 2012 in Tampa and get a 15-minute speaking slot, a candidate must have won the plurality (majority) of delegates in at least 5 states.

Well, Ron Paul did win the plurality of delegates in 5 states, enough to be eligible for the nomination and a 15-minute speaking slot at the GOP convention. The states he won are Louisiana, Iowa, Minnesota, Maine and Nevada. Then Ron Paul went on to win the plurality in Massachusetts, Romney’s home state and half the delegates in Oregon. Dr. Ron Paul also has around 500 delegateswho support him. The exact number of delegates that Romney and Paul have is still a mystery but should be clarified at the convention.

So… Ron Paul won his 5-plus states, he’s on the ballot and writing his speech, right? Not exactly.

What happened next is what may cost the Republicans and Romney the entire election. Instead of accepting that Ron Paul, the GOP underdog, had won enough delegates in enough states to be allowed his rightful place on the ballot and his 15-minute speaking slot, the GOP and Romney’s people decided to try and take these legitimate wins away from Ron Paul and his supporters. Ron Paul supporters fought hard, played fair and won. Romney supporters didn’t play fair and still lost those 5-plus states. These Ron Paul pluralities were won in spite of shenanigans and tricks tried by Romney supporters and the GOP to prevent or undermine Ron Paul wins. The Ron Paul supporters were well prepared and won the needed amount of states anyway.

So, how did Romney and his supporters handle their losses of five measly states to Ron Paul? Honorably? Graciously? With dignity? Maturely?

No. Quite the opposite.

Romney’s people ran to Big Daddy GOP to rescue them from their defeats by trying to disqualify the valid Ron Paul delegates and to take away Ron Paul’s right to speak and be on the ballot by reducing his states won to fewer than the five needed.

So far, Romney and the GOP have contested the Ron Paul wins in Louisiana, Maine, Massachusettsand Oregon. They threw out the Massachusetts Ron Paul delegates after the GOP tried to force the delegates to sign a long legal document that required them to vote for Romney. This was not something that had ever been done before. The GOP allowed Romney, big lawyers and big bullying to invalidate Ron Paul’s solid win in Massachusetts.

As in the other states, the Ron Paul delegates in Maine played by the rules and won. Even Governor LePage of Maine, a Republican, is appalled with GOP efforts to throw out the duly-elected Ron Paul delegates.

The entire plot to reduce Ron Paul wins to under five states to take his name off the ballot and take away his 15-minute speaking slot is well under way. If Romney/Ryan are so great, why can’t they handle a little competition without whining and crying like sore losers?

Are they afraid of losing the 2012 nomination to Ron Paul if he speaks and is on the ballot?

Why not play fair and let the best man win?

Who cheats? The lazy, bratty, insecure and less-qualified people who can’t win honestly and fairly. Is that really presidential material?

I wonder if Romney and the GOP are worried that if Ron Paul speaks and gets the nomination, that Ron Paul will fire all of them. Is the GOP that terrified of change, even if it is for the betterment of the country?

Here is why I think that Ron Paul might still walk away with the nomination.

4. Lots of regular “little people”, like me, want Ron Paul to be the 2012 GOP presidential candidate. We, the little people, do not like being trod upon and when we join together, we are stronger than big money. Remember, “We the People”? Ron Paul’s donors areregular working people, many military men and women, not banks.

3. Ron Paul is the David to Romney’s Goliath Machine but the spirit, character and faith of we “little people” count more in America than just money. Romney has raised$152 million to Paul’s $39 million. Ron Paul has more passionate support from his supporters due to Ron Paul’s character and dedication to serving America and Americans based on our founding principles embodied in our Constitution. Money, media manipulation and bullying can’t buy this type of support. But, Romney and his lawyers couldn’t let Ron Paul keep 5-plus wins?

2. Ron Paul wants to serve his country, and has served in the military, and would end the wars. Ron Paul’s supporters and Americans want someone they can trust and believe in. Dr. Paul is that man.

1. Mitt Romney is much less qualified to be president than Ron Paul, who understands the Constitution and Bill of Rights. Watch this link where Romney is asked a basic Constitutional question and replies, “I’ll have to ask my lawyers”. Ron Paul tells Mitt Romney, “Read the Constitution.” Ron Paul is the only Republican Presidential candidate who is qualified, experienced and credible.

We, little people, similar to Ron Paul and his supporters, work hard, play fair and expect the same from others.

If Romney and his supporters had been gracious losers about Ron Paul’s 5-plus state wins and Ron Paul’s 15-minute speech, Romney had a chance to garner both the GOP 2012 nomination plus the support and votes of Ron Paul and his supporters. (I say “a chance” because many Ron Paul supporters do not see Romney as a fiscal conservative.)

Not anymore. It is hard to vote for someone who has acted so dishonorably, even for the sake of party loyalty.

The misguided Machiavellian advice Romney got and took to “win at all costs,” may cost him dearly in November due to the bad will generated with Ron Paul supporters. Too many people have lost too much respect for Romney to vote for him. To the contrary, even though Ron Paul’s campaign was repeatedly slighted and undermined by Romney and his supporters, Ron Paul stayed gracious and denounced mistreatment of Romney. He has told his delegates to “Make yourself heard but be respectful.”

By playing dirty and being greedy, Romney supporters may have lost Romney both the nomination and the election.

Romney and the national GOP are showing their ugly colors by attempting to take away Ron Paul state delegate wins that were earned fair and square.

In speaking with some Ron Paul supporters, here is their current plan. If Ron Paul doesn’t win the 2012 GOP nomination, many Ron Paul supporters will elect to vote for Gary Johnson, the Libertarian presidential candidate. Why wouldn’t Ron Paul supporters write in Ron Paul on ballots around the country? For those write-in votes to count, a write-in candidate must be listed in every state and some Ron Paul supporters do not know if their Ron Paul votes would count.

And, due to the shabby treatment Ron Paul and his supporters have received from the GOP and Romney’s people, many Ron Paul supporters may refuse to vote for Romney in 2012, even if it means Obama being re-elected for four more years. One supporter told me, “I want the GOP to see how many votes they lost by playing dirty. They will only be able to count all the lost votes if I vote for Gary Johnson.”

If you want to learn more about Gary Johnson click here. He stands for small government, government staying out of your business, liberty and fiscal responsibility. He is like Ron Paul without the Roe v Wade concern. Gary Johnson has had virtually no media coverage so you may not have heard of him.

As I heard in grammar school and it remains true: “Cheat, Cheat Never Beat”.

Ron Paul is the only qualified person for the 2012 Republican Nomination who can unify conservative Republicans, Independents, Libertarians and stabilize the economy. If the GOP is smart and humble enough to do a mea culpa and nominate Ron Paul, Republicans stand a better chance of winning in November. If Ron Paul doesn’t get the nomination, many Ron Paul supporters will likely be voting for Gary Johnson. All Romney and the GOP had to do was play fair and win honorably, but I guess that was too much to ask.

But here is the GOP’s conflict: If the GOP nominates Ron Paul and he wins, many of the GOP cronies will be shown the door. There will be a big house cleaning of corrupt politicians, like turning on the lights and the cockroaches scatter. On the other hand, if they don’t nominate Ron Paul, they risk losing all the Ron Paul supporters, which would likely split the vote and lose the 2012 election entirely.

It is hard to make those type of decisions when choosing what is best for the country doesn’t figure in at all, but choosing what is best for their own selfish principles of self-preservation, greed and thirst for power rule the day.

Romney and the GOP need to leave Ron Paul’s five-plus states alone, place him on the ballot and allow Ron Paul to speak.

Follow Laura Trice on Twitter: www.twitter.com/LaurasWJF

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